Answers About Garnishments

If a creditor sues to collect a debt you owe and wins a court judgment against you, the creditor can ask the court for an order to garnish your salary, bank account, or other assets. For example, the creditor can ask the court to order your employer to withhold some ...

When Payments Are a Problem

With the economy weakening, more people are finding it difficult to make mortgage, credit card and other payments. If you're having financial difficulties — due to a job loss, a higher mortgage payment because of an interest rate reset or any other reason — it's important to take action, preferably ...

Knee Deep in Debt?

Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?

---

You’re not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by ...

Good Ways to Get Started Cutting Back

It's always smart to control your spending. But if you or others in your family are facing difficult times financially, perhaps from a job loss or wage cuts, it is especially important to spend less so you can have more money to pay essential bills or to add to ...

Take Charge of Your Credit Cards

Credit cards offer tremendous benefits for consumers, including the ability to afford purchases big and small, in good times and bad. But chances are you can get even more out of your credit cards — and save more money — if you remember these basic tips.

---

Choose them carefully. Don't choose ...