Consumer Lending

Aug. 13, 2020

Don't Fall for These Credit Score Myths

Your credit score plays a vital role in your financial health. It can impact your mortgage options and determine whether you can take out a loan or secure a credit card. Your score could even affect your living arrangements since many landlords use credit checks when evaluating a new tenant ...

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April 13, 2020

National Market Update Week of April 13, 2020


Mortgage rates are now near historical lows. Freddie Mac's latest Primary Mortgage Market Survey reports the national 30-year fixed mortgage rate is almost a full percentage point lower than a year ago.

In spite of the slowdown, deals are getting done thanks to technology. 34 ...

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March 23, 2020

National Market Update Week of March 23, 2020



Entering the economy's coronavirus contraction, February Housing Starts showed strength, off 1.5% after January's large upward revision, but up 39.2% from a year ago, at a 1.599 million annual rate.

Single-family starts shot up 6.7% at the fastest pace since ...

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March 2, 2020

National Market Update Week of March 2, 2020

What a week for home sales data! New Home Sales spiked 7.9%, to a 764,000 annual rate in January, the hottest sales pace since 2007. Single-family home sales are now a healthy 18.6% higher than a year ago.

For existing homes, the National Association of Realtors ...

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Feb. 21, 2020

Long-term outlook: Aging Boomers to boost California’s housing inventory

California’s housing shortage is no secret. Residential construction has lagged behind our state’s growing housing demand for years, especially in the low tier where first-time homebuyers usually enter the market.

But there is some hope for desperate homebuyers on the horizon: the coming tide of Baby Boomers expected to ...

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Feb. 18, 2020

National Market Update Week of February 17, 2020

A new industry survey found nearly half of all current homeowners plan to move this decade. That should allay concerns that the housing market might stagnate from too many Baby Boomers aging in place.

The Mortgage Bankers Association reports the spring homebuying season has officially begun. Last month was ...

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Aug. 16, 2011

Ultimate Guide to Financing

Small Business Financing

by JamieD, Former Moderator
Tuesday, 08/03/2010 - 8:37am

Without the right financing, the chances of your business succeeding are slim to none. Whether you're looking for start-up capital or funds to keep your business operating, it's important to know the best way to go about finding ...

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Aug. 11, 2011

Need a Loan? Think Twice About Using Your Home as Collateral

Need a Loan

If you need money to pay bills or make home improvements, and think the answer is in refinancing, a second mortgage, or a home equity loan, consider your options carefully.

Need a Loan? Think Twice About Using Your Home as Collateral

If you can't make the required payments, you ...

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